Terms of Service

Scope of these terms

These terms apply to the public website and to informational pages describing products or services referenced on the site. If a separate product, mobile application, app store listing, purchase flow, or in-app agreement presents additional terms, those additional terms may also apply to the relevant use or transaction.

If there is a conflict between these website terms and a specific set of terms presented directly in a product or checkout flow, the more specific terms will control for that product interaction to the extent of the conflict.

Permitted use

You may use the website only for lawful purposes and in a way that does not interfere with the operation of the site or with other users' ability to use it. You agree not to misuse the site, attempt unauthorized access, introduce malicious code, scrape protected areas, or use the site in a way that could damage, disable, or overburden related systems.

You are responsible for the devices, network connections, and basic software environment you use to access the site.

Accounts and access

Some product experiences described on this website may involve account creation using an email address and password. If you create or use an account, you are responsible for maintaining the confidentiality of your login credentials and for activity that occurs through your account, to the extent permitted by law.

You agree to provide accurate information when creating an account or contacting support and to update information when necessary so it remains current.

Simulated trading and no financial advice

The site may describe features such as WealthStreet, a simulated stock options environment. Trades, balances, and market activity within WealthStreet are simulated for learning purposes only. No real money is traded, and no brokerage account is required or created through use of these features.

Nothing on this website or in WealthStreet constitutes financial, investment, or trading advice. Simulated results may not reflect how a real account, real market conditions, or real capital would perform. You should use independent judgment and consult a licensed financial professional before making any actual investment or trading decisions.

Subscriptions and paid features

The website may reference subscription access, Pro features, or other paid functionality. Unless a specific offer says otherwise, references to pricing or availability on this site are informational and may change. Any actual purchase may be governed by the terms, billing rules, and cancellation tools presented at the point of sale or by the platform processing the transaction.

Nothing on this page guarantees ongoing availability of any particular feature, price, free trial, discount, or refund option.

Intellectual property

Unless otherwise noted, the website's original text, page design, graphics, branding, and compiled presentation are owned by the site operator or used with permission. These materials are protected by applicable intellectual property laws.

You may view the site for personal, non-commercial use. You may not copy, reproduce, republish, sell, distribute, modify, or create derivative works from site materials except as allowed by law or by prior written permission.

Third-party services and links

The website may rely on or link to third-party platforms and services, including email providers, hosting tools, analytics providers, mobile app stores, payment platforms, or external websites. Those third parties operate under their own rules and privacy practices.

A link to a third-party service does not by itself mean that the site operator endorses or guarantees that service. You are responsible for reviewing any external terms or policies that apply when you leave this website or use third-party tools.

User submissions and communications

If you send emails, bug reports, feedback, suggestions, or other communications, you represent that you have the right to send that material and that it does not violate another person's rights or applicable law.

Feedback may be used to improve the website or related products without an obligation to compensate you, unless a separate written agreement states otherwise.

Disclaimer of warranties

The website is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, no representation or warranty is made that the site will be uninterrupted, secure, error-free, accurate, complete, or suitable for your specific purpose.

This disclaimer applies to the website content and to descriptive materials about related products to the extent permitted by law.

Limitation of liability

To the fullest extent permitted by law, the site operator will not be liable for indirect, incidental, special, consequential, or punitive damages, or for any loss of data, revenue, profits, or business opportunities arising out of or related to your use of the website.

To the fullest extent permitted by law, any liability for claims arising from use of the website will be limited to the amount, if any, that you paid directly for access to the website itself during the twelve months before the event giving rise to the claim. If you paid nothing for website access, that amount will be zero.

Indemnity

To the extent permitted by law, you agree to indemnify and hold harmless the site operator from claims, losses, liabilities, and expenses arising from your misuse of the site, your violation of these terms, or your violation of applicable law or another person's rights.

Termination or restriction

Access to the website or related services may be suspended, restricted, or terminated at any time, with or without notice, if there is a reasonable belief of misuse, security risk, legal exposure, or operational necessity.

Changes to the site and these terms

Features, content, and availability may change over time. These terms may also be updated by posting a revised version on this page. The effective date at the top of the page will reflect the latest revision date.

Continued use of the website after updated terms are posted means you accept the revised terms.

Contact

Questions about these terms may be sent to wealthstreetapp@gmail.com.